Funding my used book store Essay Example for Free

Funding my used book store Essay This will be an outlet that deals in second-hand or used books. Literacy of a people is the foundation of a nation. We wish to encourage the culture of reading in order to eliminate illiteracy. We have chosen to go this route due to affordability. The shop’s name â€Å"Daily Books† is bound to be a crowd puller. The service will be targeting the thousands of shoppers and those whiling away window shopping or taking casual walks. Considering the hard economic times we are going through as a nation, this idea could not be timelier. Concept Funding my used book store Business Statement SBA loans are available and we are going for the lowdoc that addresses needs below $150k. This is part of the 7(a) loan program. The loans not only come with low interest rates and minimum hassles but also with entrepreneur education. This is a very helpful resource. Since some banks allow one to access funds for the business from relatives, then your proposal is well within all legal requirements. Competitive edge Products and services: Ease of getting classical novels and writings which may not be available from the conventional book shops. These may as well be collectors’ items. Inexpensive: All our books will be way below the market prices. Organization: The arrangement and placement of books will make it easy for shoppers to locate what they want and hence save valuable time. The lighting will be artistic and professional. Location: -. The shop’s strategic location is a sure winner. The university and schools’ readership will come in handy. Public relations: This is one of our greatest strengths as my partner is deep and wide reader, not to mention that I am an excellent people person and marketer. We have been careful to hire committed staff whose vision is similar to ours. Market / Industry information While the knowledge search continues to expand, there is stiff competition in the horizon. New players are joining the market not to mention new technology. The government is putting in place structures that will aid in the growth. Product/Service Information The crucial service on offer is the provision of an accessible, unique product, convenient, and a cheap service facility which promises easy access to the avid reader. The county council has been of great support since we shared our idea with them. On the launch, they have offered the parade grounds at no charge at all. They will also be sending word out to the local dwellers. Goals and strategies In the short term, we will be focusing on getting people to see the big picture. What has all along been thought of a rich man’s hobby that owning a rich home library is their preserve will now be common place. Due to our strategic location, we are assured of traffic. Our goal then, will be to focus on those walking in and around the complex. We aim to serve at least 50 walking customers per day. The tills in the stores around the town will be offering discount vouchers to all their customers in the first month after launching. The next level and secondary goal will entail advertising by use of flyers and banners. We shall also do rounds in the offices. Our marketers will visit every school in the area and the university as well. For these students, we intend to offer a discounted price especially for the course books. We shall introduce membership to all our customers with an aim of giving away bonus gifts and discounts. This will see our customer base grow from 50 to 100 after 6 months of business. In the long term, we are looking at electronic sales. This will entail a website that will advertise as well as offer on-line sales. A delivery van will come in handy for those members who may be a little out of town. The bookshop should have a readability of 500 plus faithful customers after a period of 2 years. As a backup plan for the above strategy, we will be liaising with the local bookshops as well as those in the nearby towns. We shall introduce a partnership programme that should see their sales soar as well. The idea is to bring about symbiosis and cut unfair competition. We plan to have stock lists of al the other outlets and when customers make enquiries, referential sales will be seamless. We shall encourage book owners to exchange or deposit old books that they no longer use. This idea will go along way in reducing our capital requirement for re-stocking. Payback As per the bank’s requirements, we have negotiated a very low payback interest rate. We have a 60 days initial grace period after which we shall be required to pay only 1. 5% PA on a reducing balance. This arrangement will go along way in helping us repay you within a comfortable period. It will not stretch the business neither will you be strained financially while it gives you peace of mind that your investment is secured. References Advani, A. (2005). SBA loans for your startup. Entrepreneur. com. Retrieved November 18, 2008 http://www. entrepreneur. com/money/financing/startupfinancingcolumnistasheeshadvani/article79254. html

The Canterbury :: Canterbury Tales Knights Essays

The Canterbury As April comes, the narrator begins a pilgrimage to Canterbury from the Tabard Inn at Southwerk. Twenty-nine people make the pilgrimage toward Canterbury and the narrator describes them in turn. The pilgrims are listed in relative order of status, thus the first character is the Knight. Chaucer describes the knight as a worthy man who had fought in the Crusades. With him is a Squire, the son of the Knight and a 'lusty bachelor' of twenty. The Knight has a second servant, a Yeoman. There is also a Prioress, shy and polite. She is prim and proper, sympathetic and well-mannered. The Prioress wears a broach with the inscription "All things are subject unto love." With the Prioress is her secretary (the Second Nun) and a Monk. The monk is a robust and masculine man who loves to hunt. The Friar, Hubert, is an immoral man more concerned with making profit than converting men from sin. The Merchant from Flanders is a pompous man who speaks endlessly on how profits may be increased. He seems grave, yet there is no better man, according to the narrator. The Clerk follows the Merchant. As an Oxford student without employment, he is impoverished and wears threadbare clothes. The Man of Law is a man who deserves to be held in awe. He knows the law to the letter and gives the impression that he is far busier than he actually is. A Franklin travels with him. He is a man who lives in comfort and is interested simply in pleasure, particularly culinary delight. There are also five guildsmen: a Weaver, a Dyer, a Carpenter, a Tapestry-maker and a Haberdasher. With them they bring a Cook. A Shipman is the next traveler, who comes from the port of Dartmouth, and with him a Physician. The Wife of Bath is next; she is a weaver who wears bright red clothing. She has been married five times (and had several companions as a youth). The Parson is an honorable, decent man who cares for his congregation and adheres to the teachings of Christ. With him is his brother, a Plowman, who is equal ly kind. The final travelers are a Miller, a Manciple, a Reeve, a Summoner and a Pardoner. The Miller is a large man with an imposing physique. The Manciple is from a lawyers' college and knows every legal maneuver. The Reeve is a slender man with a fiery temper.

Impact of Technology on Mankind and the Natural World Essay

Humans have impacted this world greatly with the increase of technological advances. For the most part, though these things have been helpful in creating a Global Community, the impact of this rush of technology has been negative. The fast-paced industry of technology is of the mindset of â€Å"faster, better, more efficient.† This betterment of the current technology has left a lot of waste in its path. Old computers and cell phones have little use anymore and are hard to recycle. Although there has been a huge negative impact there also have been some great positives that have helped in bring the world closer together. In respect to Transportation, we have made more progress in the last ten years than we have in the last century. We have quickly set up huge diversity in the market of transportation; now it is possible to travel father than ever before. With this ease of travel, trade and tourism booms and has to created links around the world leading to co-operative programs like the United Nations, the Red Cross and co-operative space programs. These kinds of connections would not be possible without the growing communications trade that has risen up in the last thirty years. With television many are able to access news broadcasts from around the world, getting exposure to the variety of cultures around the world. Unfortunately less than 30% of the world’s population has this advantage. Although, it can also be argued that it’s not much of an advantage the way the Western World uses it, most teens by the time they graduate will have watched over 15,000 hours of television; a waste of valuable time most would say. However, with the array of communications technology we have, knowledge is becoming more accessible. Information is available at the click of a button; facts on a new topic take only a search on Google. With the invention of internet, a new variety of voices are being heard. Sharing opinions and ideas with someone on the other side of the world costs little to nothing and has served to spread different cultures. On the other hand, because of this western has begun to dominate the world. Through movies and Hollywood, the population is mimicking the North American way of life. Even with all these advantages, the gap between the rich and the poor  countries is increasing due to their lack of access to these advances in technology. North American consumerism is responsible for keeping them that way. Our desire for cheaper clothing of good quality has caused the best land of Indonesia and China to be planted with the crops needed to make these products; instead of planting food to feed their starving population. With scientific advances we are able to prevent their crops from insects, disease and drought. We can now create genetically modified corn that will provide the necessary nutrients that will allow children to fight off disease that normally would kill them because they just don’t have the immune system to fight it. But instead we sell it to the highest bidder, make a profit and never think twice about how much our new Nike shirt really cost. Overall, man’s technological inventiveness has brought about half the world closer together. Physically, the distances are no longer unimaginable and communication is easier and cheaper but this technology has not been used to bring all the countries equality, or at least helped the poorest countries to have reasonable living conditions. Instead our small percentage of the world’s populations consumes the majority of the world’s resources. If this is advancement, then my definition must be horribly wrong. Somewhere along the line we lost all idea of equality within countries. If we’re not inventing new ways to make the world better, aren’t we just making it worse? We are destroying our ozone with pollution, leaving marks on the moon, causing cancer and turning our planet into one big oven. It doesn’t sound much like improvement; these inventions can be used to better the world, but collectively we [being the next generation] have got to take the first step.

The Economic Inequality Of Australia - 1861 Words

Australia, although being a multicultural country where everyone is equal, there is a severe presence of economic inequality. With millions of people living poverty, Australia’s wealthy continue to accumulate wealth, whereas the poor continue to become poorer. With the economic inequality in Australia rising, the Australian government is contributing to this by creating new policies within the budget, making those who are disadvantaged already worse off. Rather than creating policies that make the wealthy even wealthier, the government should be reducing the burden on those who actually have substantial burdens already. The government is aware that there are ways in which they can reduce the economic inequality in Australia, however with†¦show more content†¦This means that those who are already well off, are getting advances that make them wealthier and those who are struggling are only getting small advances that determine whether they can put food on the table and provide for their families. An example of a struggling Australian dealing with the economic inequality posed against him is Duncan Storrar. Storrar appeared on a popular political show on the ABC, QA and posed a question to the panel. â€Å"I have a disability and limited education. I ve been a low income earner my whole life and as such I pay a larger percentage of my income in taxes than the average Australian. Lifting my tax free threshold would change mine and my children’s life. How come rich people get a lift in their threshold? It means nothing to them but to me it would mean my kids hear something else apart from ‘sorry girls, daddy is broke’† (Storrar, 2016). Duncan is just one example of how he economic inequality in Australia affects its citizens. The government of Australia highly impacts the economic inequality in Australia with doing things such as bringing in polices and aiming the budget at certain demographics. After the highly anticipated budget release of 2016, the government told Australians of the major budget measures that were going to affect them. This included a raise of the tax bracket for middle income earners, redefining it as $87,000 rather than the current $80,000. Currently, the bracket is for those who earn $37,001 - $80,000. â€Å"Tax